Options For Paying For Cremation Services In Reading, PA

While cremation is an affordable funeral option, it can still be costly to some people. If you are planning cremation services in Reading, PA for yourself or a loved one and aren’t sure how you are going to afford it, you should know there are options available. You may qualify for assistance that can help lower the cost of cremation services or pay for them completely. Here are some funeral benefit programs to check into when planning a cremation service.

Veterans Benefits

If you are a veteran, you may qualify for a veteran’s funeral benefits. You will need to check with the office of veteran’s affairs near you to see which programs are available and which one you qualify to receive. These benefits may pay for all or some of a cremation service or funeral.

Life Insurance

If you have life insurance, it may also pay for some or all of your funeral expenses. You will need to check with your policy to see what is covered and what isn’t. If you are preplanning your funeral and want to find financial assistance, you can always get life insurance, so the cost of your funeral is covered at the time of your death.

Donations

If you are trying to pay for a funeral but do not have enough money to handle it on your own, you can always ask for a donation. You may host a benefit dinner or even have a fundraiser to help you raise money to pay for funeral costs. Some people also ask their guests to make donations to the funeral expenses in lieu of flowers. In most cases, the community will come together to make sure a funeral is paid for.

State Assistance

If you are not able to pay for the funeral at all or completely, you may be able to get help from the state. The state will pay for basic funeral and cremation services and often have a limit for the total cost of the ceremony. You will have to check to see which funeral benefits you qualify to receive. In most cases, these benefits are based on the income of the deceased or the family member who is responsible for paying for the funeral.

If you are wondering how you will pay for the funeral of a deceased loved one or your own funeral, don’t stress or worry. There are programs that can help and the Whelan Schwartz Funeral Home can help you find one that will cover the cost of cremation services in Reading, PA. Cremation is the most affordable funeral option, but if it’s too high, we are willing to help you find payment assistance. Keep in mind that prepaying for your own cremation can help your family avoid financial problems. We want to help make your cremation service meet your needs and we are here to work with you to plan it. Call us or stop by to learn more about the services we have to offer.